Your Dream Home
Has Never Been Closer

Buying a home isn't just a new place to live, but an investment in your future. Start investing in yourself and own your home today.

Getting started...

You’ve crunched some numbers and decided home ownership is for you. That’s great. Before you start home shopping...let’s get you started the right way.
Get Your Funding
Partner with a Mortgage Advisor
Before you fall in love with your dream home, it’s important to know exactly what you can afford. Finding a trusted advisor before you get too deep can save you a lot of headaches in the long run.
Review your Credit Score
Credit scores are crucial to the homebuying process. It not only has a heavy impact on your mortgage terms, but your FICO score determines if you can qualify for a loan.
Build a ‘Home Buying’ Strategy with Your Realtor
Now it’s the fun part. Your realtor has your back. It’s time to list all your ‘must-haves’ and find the home that’s right for you. Not just for now, but in the future.
Jessika Ondrick
Your Mortgage Advisor

My Mortgage
Advisor partner…

Why would you make the biggest financial decision of your life without speaking to a professional first?
% of Loans Funded
Lifetime Loan Transactions
Years serving
the community

The benefits of owning

Owning your own home has some obvious benefits. You can paint the entire house pink if you’d like! Here are a few benefits that don’t require any pink paint and might set you up for a life of financial wellness.
Build equity
Over time, your home can develop equity, which can lead to a profit if you decide to sell or use it to pay for upgrades.
Buying vs Renting
Depending on your area, a mortgage payment can be the same as renting, but with the benefit that you can earn over time.
Tax deductions
Interest you pay down on your home is tax deductible, which can lead to a nice return when filing your tax returns.
Establish an empire
Again, home equity can be a powerful tool. Owning your home can help kickstart a strong real estate portfolio for some nice passive income.
Get My Mortgage

Don’t just take
my word for it...

Throughout this entire process Kathy could not have been more professional and gave us 110% effort.”
Simi Valley
Kathy's communication skills are excellent, she's very approachable and most importantly, her ethics are impeccable.”
Kathy’s experience and having a good heart help me a lot in buying a house. I recommended her right away to all my families, relatives and friends.”
Thousand Oaks
She helped my family and I with a very challenging transaction and frankly I do not think we could have done it without her.”
Oak Park
She faced each challenge head on and fully to our satisfaction. We would use Kathy again if the opportunity presents itself.”
Thousand Oaks
I highly recommend Kathy for your real estate needs, whether selling or buying. We will work with her again for our next  real estate transaction.”

"It’s not just finding somewhere
to live... it's discovering where you belong."

Kathy Bernal
Let’s land your dream home
Your dream home experience should start from the very first phone call all the way through to the day you move in. Let’s start creating it.
Let's Find Your Mortgage...
Get your finances straight before you find your dream home.
*The refinance quiz is for estimation purposes only. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.
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